Efficient Method of Transaction Processing for Secure Mobile Bill Payments: Pay2S (Save&Safe)

Abstract

This paper proposes a new method for transaction processing of secure mobile bill payment. Focusing on the performance of the bill payment system which compares the transaction processing of the new method and the tradition method. The transaction processing of the traditional method is a single bill, single transaction (SB-ST). The new method is payment of multiple bills via a single transaction (MB-ST). Two dimensions of the transaction processing method comparison were 'Save&Safe', Save: memory usage, time usage, energy consumption, and Safe: security, confidentiality, integrity, availability and non-repudiation. The performance is tested on this paper by developed the Pay2S (save&safe) application with Java on Android. The measures of Save dimension are, turn around time, message size and CPU energy consumption. The security measures analyze the message by using a cryptography technique : encryption, decryption, has function, and HMAC (Message Authentication Code). The environment for the experiment consist of four parties : Mobile client, Intermediary, Merchant, and Payment Service Provider. All parties have a shared secret key for exchanging the message for protecting the user from individuals who attack the system, or from replay attack. The results revealed that the performance of the new method got better performance than the traditional method and the security properties are same. As a result, the Pay2S (save&safe) application should be development into the new business product which supports the new lifestyles.



Author Information
Pensri Pukkasenung, Rajabhat Rajanagarindra University, Thailand

Paper Information
Conference: ACSEE2016
Stream: Environmental Sustainability & Human Consumption: Human and Life Sciences

This paper is part of the ACSEE2016 Conference Proceedings (View)
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